If you’re an Indian freelancer, agency, or business working with international clients, you’ve probably considered using Stripe for global payments. But here’s the catch:

<a href="https://support.stripe.com/questions/stripe-accounts-are-invite-only-in-india">Stripe is currently invite-only in India,</a> and their standard pricing includes ~4.3% fees on cards + 2% currency conversion, which adds up fast.

The good news? You don’t have to settle. In this post, we break down the best Stripe alternatives for Indian businesses in 2025, focusing on platforms that support seamless international payments, better fees, compliance (FIRA), and faster settlements.

Here’s why more Indian exporters and freelancers are switching from Stripe:

If you want to receive USD, GBP, EUR, or AUD payments easily in India and stay compliant with the RBI, these Stripe alternatives are worth exploring.

Before we dive in, here’s what Indian businesses typically look for in a payment platform:

✅ Fast settlements to Indian bank accounts


✅ Free and instant FIRA (Foreign Inward Remittance Advice)


✅ Local support and better customer service

Top Stripe Alternatives for Indian Businesses in 2025

Here’s a curated list of the best platforms to consider, tailored for Indian freelancers, SaaS companies, and exporters.

1. Skydo: Stripe Alternative&nbsp;Built for Indian Exporters

Skydo offers international bank accounts in the US, UK, EU, and Canada, so your clients can pay you like a local. You receive payments directly into your Indian account, with zero forex markup, and instant FIRA generation for every transaction.

Best for: Freelancers, IT/marketing agencies, SaaS founders receiving international payments above USD 1000.

2. Wise Business (formerly TransferWise):&nbsp; Best Stripe Alternative for Freelancers &amp; Small Businesses

Wise is known for its real exchange rates and transparent fees. You can create local accounts in multiple countries and get paid directly.

Best for: Freelancers, small businesses with small-ticket cross-border transactions.

3. Payoneer: A Global Stripe Alternative with Multi-Currency Accounts

Payoneer supports 150+ currencies and integrates with marketplaces like Amazon, Upwork, and Fiverr. A solid Stripe alternative for freelancers and e-commerce sellers.

Best for: E-commerce exporters, freelancers using marketplaces, global affiliates.

4. Karbon Business: India based Stripe Alternative

Karbon supports both inward and outward remittances, making it unique in this list. They charge a flat 1% fee and handle FIRA automatically.

Best for: High-volume exporters and agencies with global vendors.

5. PingPong – Stripe Alternative for E-Commerce Sellers

PingPong is designed for cross-border payments in e-commerce and for freelancers. It also charges 1% fee and issues free FIRA

Best for: Cross-border marketplace sellers in India.

6. PayPal – The Globally Accepted Stripe Alternative

PayPal is one of the oldest and most globally recognised payment platforms. However, its fees and limited features in India can be a roadblock&nbsp;

Best for: Freelancers whose clients insist on using PayPal

While Skydo, Payoneer, Wise, PingPong, and PayPal are among the top competitors to Stripe, there are other payment platforms worth mentioning, especially if your business needs vary.

In India, there are several other home-grown payment platforms that can serve as strong alternatives to Stripe for receiving international payments:

These platforms are excellent Stripe alternatives, depending on your business requirements, especially if you're looking for local Indian payment solutions with international capabilities.

Globally, there are several other Stripe competitors, each excelling in different areas:

However, many of these platforms either do not serve Indian customers or cater to larger enterprises. Therefore, Skydo and the other alternatives we’ve discussed are more suited to Indian SMEs looking for simplicity, cost-effectiveness, and flexibility.

Stripe may be a global leader, but it’s far from ideal for Indian freelancers, agency owners, or exporters. Whether it’s access restrictions or hidden costs, there are better platforms today,&nbsp; designed for India, built for growth, and easier on your margins.

Skydo, for instance, has helped 25,000+ Indian businesses get paid globally without the usual headaches,&nbsp; while staying 100% RBI-compliant.

💡 Want to explore Skydo? <a href="https://www.skydo.com">Sign up for free</a> and set up your global account in 5 minutes.

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Traditional cross-border payment has changed drastically over the last few years.&nbsp;Traditional banking methods are being challenged by innovative platforms like Payoneer, which offer a suite of digital payment services for global transactions. 

Payoneer is used by freelancers, small-to-medium businesses (SMBs), and e-commerce sellers worldwide to send and receive international payments. In this Payoneer review, we’ll explore its key features, fees, security, user feedback (pros and cons), and how it stacks up against alternatives,&nbsp; including a look at where Skydo fits in as a modern solution for international payments. Our goal is to provide a neutral, informational overview so you can decide if Payoneer is the right payment gateway for your needs.

Payoneer at a Glance: Key Features and Highlights

(Note: The pros and cons above are derived from user feedback and third-party reviews to present a balanced picture. Individual experiences may vary.)

Getting started with Payoneer is free and relatively straightforward. Here’s a quick step-by-step guide:

Tip: After setup, explore the Payoneer dashboard. You can create additional currency accounts (USD, EUR, GBP, etc.), link marketplaces or clients for payment requests, and see your Fees section so you understand any charges upfront. Taking time to familiarise yourself with Payoneer’s interface will help you use it more effectively.

Payoneer Fees and Charges: A Quick Glance

Opening a Payoneer account is free, but there are various fees for transactions. Below is an overview of Payoneer’s fee structure for receiving and withdrawing money (note that exact fees can vary by country or account type):

In summary, Payoneer’s fees are transparent on their website, but not the most affordable in the market for certain transactions. If most of your payments come from marketplaces that directly pay into Payoneer or from other Payoneer users, you’ll save on fees. However, if you frequently get paid by card or need to convert currencies on withdrawal, you’ll want to factor in those costs. Always compare the net amount you receive via Payoneer versus alternative methods, especially for large payments where a 3% FX fee can be significant. <a href="https://www.skydo.com/blog/payoneer-fees-india-guide">✏️: You can get a detailed breakdown of Payoneer fees with examples, right here</a>

With over 5 million customers worldwide, Payoneer is undoubtedly a popular and trusted platform for cross-border payments. But how do users feel about its service? Let’s look at what real users and reviewers say about Payoneer’s usability, customer support, and fees – essentially, an aggregate of Payoneer reviews:

(The above sentiments are aggregated from user reviews on platforms like G2, Trustpilot, and Capterra, and do not reflect Skydo’s own opinions.)

Payoneer vs Alternatives: Which Payment Gateway to Choose?

While Payoneer is a well-established name in cross-border payments, it’s not the only option. Depending on your priorities – be it lower fees, better support, or specific features – you might consider some Payoneer alternatives that users often talk about:

 One strong option to consider is Skydo itself. Skydo offers a fast, secure, and cost-effective solution for businesses and freelancers in India to receive cross-border payments. Unlike Payoneer’s relatively complex fee structure, Skydo uses a simple structure with no forex markup, which can translate to big savings – especially on larger transactions. 

Skydo also prides itself on dedicated customer support and a seamless onboarding process, helping users avoid many of the pain points sometimes associated with Payoneer’s support and complex fees. In short, Skydo has become a go-to choice for many companies and independent professionals who want a transparent pricing model and a more personalised service. If you’re finding Payoneer’s fees or support challenging, it may be worth exploring how Skydo can make receiving international payments simpler and more affordable.

Choosing the right payment partner is crucial. We recommend comparing factors like user experience, fees, currency conversion rates, support quality, and compliance features across different providers before making a decision. What works best for a freelance graphic designer may differ from what an SME exporter needs. The good news is that services like Payoneer, Wise, and Skydo allow relatively easy sign-up, so you can even try multiple platforms and see which fits you best.

Payoneer has established itself as a reliable payment gateway for millions of users who need to transact globally. It excels in providing multi-currency accounts and integrations that make receiving international payments convenient for freelancers, SMBs, and online sellers. This 2025 review found that while Payoneer’s feature set is comprehensive and generally delivers on its promises, there are clear trade-offs in terms of fees and support. Payoneer is great for its reach and versatility – especially if you regularly work with international marketplaces or clients – but it isn’t the cheapest option for every scenario, and some users have encountered hurdles with customer service or account issues.

Ultimately, whether Payoneer is “worth it” for you depends on your volume of transactions and what you value most. If you prioritise a one-stop solution to get paid from anywhere in the world with minimal hassle, Payoneer is a strong contender. If you are very fee-sensitive or require top-notch support, you might explore alternatives or use Payoneer alongside other services to optimize costs.

In the rapidly evolving world of fintech, providers like Payoneer must continuously improve to stay competitive. And as users, staying informed is key – always review the latest fees and policies, and don’t hesitate to switch or use multiple platforms to maximise your benefits. We hope this updated overview has given you a clearer picture of Payoneer’s features, fees, and user experiences. Consider your own needs and perhaps give Skydo’s platform a look as well, as its flat-fee model could save you money on international transfers. Here’s to smooth and cost-effective global payments for your business!

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Payoneer Payment Gateway Features Fees

Razorpay, known for its payment gateway and payroll services in India, now offers international payment solutions too, including virtual accounts and traditional gateways for exporters.

In this blog, we unpack Razorpay’s international offering and explore alternatives, so you can find what fits your business best.

<a href="https://www.skydo.com/blog/razorpay-international-payments-charges-features">Razorpay</a> app is an Indian payment gateway founded in 2014 that provides financial services for businesses. Its offerings include payment processing, banking solutions, lending options, and business operation tools.

For international payments, Razorpay has two main options.&nbsp;

The standard payment gateway service that accepts payments from multiple countries through credit/debit cards, bank transfers, SWIFT, and PayPal, with funds converted to INR.&nbsp;

Their MoneySaver Export Account provides virtual international bank accounts, allowing clients to make payments via local bank transfers in various currencies.

Key Features of Razorpay International Payments

Razorpay's payment gateway accepts international payments through credit card and debit card, bank transfers, SWIFT, and PayPal integration. It supports transactions from over 100 countries and automatically converts foreign currencies to INR. The system handles payment processing and basic reconciliation for international transactions.

Pricing: <a href="https://razorpay.com/accept-international-payments/">3% transaction fee</a> for card payments. PayPal transactions incur PayPal's standard fees (approximately 4.4% transaction fee plus a $0.30 flat fee, along with a 4% forex markup).

This solution provides virtual international bank accounts for businesses regularly receiving foreign payments. Clients can pay via local bank transfers in multiple currencies. The system generates automated digital FIRA and uses live forex rates for currency conversion.

Pricing: 1% of the transaction amount with no additional forex markup.

<a href="https://www.skydo.com/">Skydo</a> is an international payment platform designed for Indian freelancers and businesses. It provides virtual international bank accounts that let clients pay you as if you were a local business in their country. The platform offers accounts in the US, UK, Canada, Australia, and other major markets.

Skydo converts payments using live forex rates without markup, meaning you get the exact exchange rate you see on Google. The platform also includes invoice generation, payment tracking, and analytics tools to help manage international income.

Wise Business: A Solid Razorpay Alternative for Freelancers and Small Businesses

<a href="https://www.skydo.com/blog/top_5_wise_alternatives_for_international_payment">Wise (formerly TransferWise)</a> offers multi-currency accounts for businesses of all sizes receiving international payments. The platform started as a peer-to-peer remittance service but has expanded to provide accounts that can hold and convert multiple currencies.

PayPal: A Globally Accepted Razorpay Alternative

<a href="https://www.skydo.com/blog/top-paypal-india-alternatives-for-international-payment">PayPal</a> is one of the most widely recognized payment platforms globally, handling cross-border personal and business transactions.

PingPong: A Viable Razorpay Alternative for ecommerce&nbsp;

<a href="https://www.skydo.com/blog/pingpong-payments-review-fees-features">PingPong</a> focuses on simplifying international payments for freelancers and e-commerce sellers, with particular attention to marketplace integration.

Payoneer: A Solid Razorpay Alternative for Marketplace Integrations

Founded in 2005, <a href="https://www.skydo.com/blog/payoneer-fees-india-guide">Payoneer</a> is an established platform for international payments, particularly popular with freelancers and marketplace sellers.

<a href="https://www.skydo.com/blog/karbon-business-features-pricing-and-alternatives">Karbon Business </a>(formerly Karbon Card) is an Indian fintech platform that started with corporate cards but has expanded to international digital payments. The platform handles both inward and outward remittances for Indian businesses.

<a href="https://www.skydo.com/blog/eximpe-reviews-fees-alternative">Eximpe</a> provides payment solutions specifically designed for cross-border transactions. The platform caters to freelancers and small businesses who regularly work with international clients.

Receive seamless International Payments with Skdyo

Skydo makes getting paid from international clients feel a lot less complicated. You get virtual accounts in major markets like the US, UK, Singapore, and Australia,&nbsp; and once the payment comes in, it’s usually in your Indian bank account within 24 hours.

What really makes a difference though? You always know where your money is. With real-time tracking and helpful reminders, you’re never in the dark. Plus, Skydo gives you the live forex rate (no hidden markups) and your FIRA instantly — so you stay compliant without the usual back and forth.

Add to that a 5-minute setup and a support team that’s actually based in India — and it’s easy to see why more businesses are switching. If you’re looking for a smoother, more transparent way to handle international payments, Skydo could be a great fit.

RazorPay Alternatives for receiving international payments

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Stripe vs Payoneer,&nbsp; both are trusted names in international payments, but they serve different needs. Stripe is great for online businesses with developer-friendly tools, while Payoneer is popular among freelancers and marketplace sellers.

In this blog, we break down their features, pricing, pros, and cons.&nbsp; And if neither feels right, we’ve also included a solid alternative worth exploring, which is more affordable than both options.

Stripe Vs Payoneer: Understanding the Differences

<a href="https://www.skydo.com/blog/stripe-india-charges-review-alternatives">Stripe</a> is an Irish-American comprehensive cross-border payment solution that allows businesses to accept payments in 135+ currencies. It offers flexible UI components like masking styling and error handling to help businesses build a seamless branded checkout experience. It also supports one-time and recurring payments through instant <a href="https://stripe.com/in/payments/payment-links">payment links</a> or by embedding its <a href="https://stripe.com/in/payments/checkout">checkout solution</a> on the website directly. Stripe could be a good choice if you run an e-commerce business with international buyers.&nbsp;&nbsp;

However, Stripe operates on an<a href="https://support.stripe.com/questions/stripe-accounts-are-invite-only-in-india"> invite-only model</a> in India. This means you cannot directly sign up on the website; you have to send them an invite, and if they accept it, you get access to the product. There is no definite timeline for when your invite will be accepted because Stripe is only providing access to businesses focused on global expansion.&nbsp;

Processing Fees: <a href="https://support.stripe.com/questions/additional-pricing-information-for-indian-cross-border-sellers">4.3%</a> of the transaction amount

Currency conversion fee: <a href="https://support.stripe.com/questions/additional-pricing-information-for-indian-cross-border-sellers">2%</a> of the current exchange rate

Additional fee: Stripe also levies ancillary fees for chargebacks and disputes. For example, Stripe&nbsp; deducts <a href="https://stripe.com/in/pricing">Rs. 1000 as a chargeback fee</a> in the event of a lost dispute

No FIRA: Stripe doesn’t provide a FIRA. <a href="https://support.stripe.com/questions/firc-payment-advice-for-international-transactions-in-india">Payment advice</a> is sent to your email address, which you can use to obtain FIRA from your bank at an additional fee

<a href="https://www.skydo.com/blog/payoneer-payment-gateway-features-fees">Payoneer</a> was founded in 2005 in New York. It is a global payment platform allowing businesses to send and receive payments in 70+ currencies. It offers <a href="https://www1.payoneer.com/in/solutions/global-payment-service/">multi-currency virtual accounts</a> to users in countries like the US, UK, Europe (EU), Australia, and China, with other flexible payment modes like bank transfers and card payments.&nbsp;

In India, you can use the Payoneer payment gateway to receive international payments. Payoneer also provides Indian customers with free digital FIRA to stay compliant with the rules. Ordinarily, payments made through local bank transfer or wire transfer/SWIFT take approximately <a href="https://payoneer.custhelp.com/app/answers/detail/a_id/33930/~/what-is-the-status-of-my-payment%3F-%28receiving-accounts%29">three business days</a> to be credited to your account. Payoneer has also built itself as an enterprise-compliant solution by offering features like <a href="https://www1.payoneer.com/in/enterprise/">mass payouts and API support</a>.

Payoneer Pricing for Receiving International Payments

Virtual Accounts: 1% for USD, free for all currencies

Credit Card: 3.2%+&nbsp; $0.49&nbsp;

Withdrawal Fees:&nbsp;A 3% withdrawal fee is applied when withdrawing the payment from your local bank account in India. This applies to all the above payment methods.

Based on what we have covered so far, it might be a bit too much for you to wrap your head around.

To make it easier to comprehend, we have summarized the key differences between the payment solutions in this table. This will also help you make an informed decision about which one is closer to your requirements.

Skydo: An affordable alternative to receiving international payments

Skydo is a cost-effective alternative to Stripe and Payoneer and can address the pain points that Indian businesses and freelancers might face on these platforms.

Skydo offers flat-fee pricing with no additional account maintenance charges or fixed fees. Here’s the breakdown of the fee structure:

Plus, Skydo gives you the live forex rate with zero markup, something both platforms don’t offer. That means your payment gets converted at the actual market rate on the day of transfer, not a rupee less

Stripe and Payoneer may have strong global reach, but for Indian businesses, they often fall short. Their fees are higher, settlements are slower, and support is limited, with no India-based team and mixed customer reviews. Many users report<a href="https://www.g2.com/products/stripe-stripe-payments/reviews?utf8=%E2%9C%93&amp;filters%5Bcomment_answer_values%5D=support"> long wait times </a>and <a href="https://www.g2.com/products/payoneer/reviews/payoneer-review-10770537">unresolved issues</a>, especially when it comes to compliance and troubleshooting.

Skydo offers a better alternative: ✅ Lower, transparent pricing
 ✅ 24-48 hour settlement ✅ Dedicated India-based support ✅ Skydo has received in principle RBI-approval to operate as a Payment Aggregator for Cross-Border Payments

Built for Indian exporters, freelancers, and global sellers, Skydo makes international payments fast, affordable, and fully compliant.

Think it’s a fit? You’ll know in 5 minutes.
 👉 Sign up now and get started.

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You've finally landed that international client, but now comes the payment headache. When a client pays you, say, $5,000 from abroad, you often wrestle with high fees, poor exchange rates, and complicated paperwork, making your well-earned money a frustrating experience.

Briskpe, based in Mumbai, offers payment solutions for international transactions. Their service aims to simplify cross-border payments for freelancers and small businesses who regularly work with overseas clients.

Let's look at what Briskpe offers, how it works, and whether it might be the right payment solution for your business needs, or if there is a better alternative:

Here's what Briskpe offers to simplify your cross border payment struggles:

Here's what Briskpe charges you for receiving international payments:

Transaction Fee stands at 0.75% for all international payments you receive. If your UK client sends you USD 5,000, Briskpe will charge you around $37.5&nbsp; as their processing fee.&nbsp;

Live Forex Rate is applied when converting between currencies. Briskpe provides real-time exchange rates without the hidden charges and markups.&nbsp;

When comparing these costs to traditional banking options, Briskpe's 0.75% fee is generally lower than the 3-5% many freelancers pay through combinations of wire transfer fees, currency conversion costs, and intermediary bank charges. However, is it the most affordable option out there for receiving international payments? We'll find out.&nbsp;

Skydo: A Seamless Briskpe Alternative for Receiving International Payments&nbsp;

If you're looking beyond Briskpe for international payment solutions offering a variety of payment options, Skydo offers another option worth considering.

Skydo provides an affordable fee structure that adapts as your business grows. Here's what Skydo charges:&nbsp;

For example, a $5,000 payment would incur a flat fee of $29 with Skydo.

This structure can make Skydo more cost-effective for mid to high-value transactions. However, for smaller amounts, particularly under $1,000, percentage-based platforms may sometimes offer lower fees depending on their pricing model.

Like Briskpe, Skydo offers zero FX margin, meaning you get the actual market exchange rate when converting currencies. According to their calculator, this transparent approach could save you up to ₹89,052 annually compared to traditional banks.

What sets Skydo apart is its focus on customer support and user experience. We provide global accounts in the US, UK, Canada, Australia, and 10+ other countries, which you can set up in just 5 minutes. Our unified platform includes instant FIRA documentation and real-time payment tracking, helping you keep tabs on your money as it moves.

Skydo also integrates additional features that make managing international income easier, including GST-compliant invoicing, payment reminders, client ledger tracking, and business analytics tools, creating a more comprehensive solution for freelancers, medium enterprises, and small businesses.

For Amazon marketplace sellers, Skydo offers specialized services for Amazon Global Selling across multiple marketplaces with tailored pricing.

Want to explore Skydo for your international payments?

<a href="https://www.skydo.com/">Get started now</a>

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Trusted by 2 million customers worldwide, Stripe is a payment processing and payment gateway platform with additional services like invoicing, billing, and subscription management. But is Stripe the most affordable for Indian businesses and freelancers to receive international payments? In this blog, we will delve into Stripe fees and discover if there's a more affordable alternative for businesses <a href="https://www.skydo.com/blog/how-to-receive-international-payments-in-india">to receive international payments in India</a>.&nbsp;

Stripe India offers a robust cross-border payment solution, allowing businesses to accept payments in over 135 currencies. Its customizable UI components, including masking, styling, and error handling, help businesses create a seamless branded checkout experience. Stripe supports both one-time and recurring payments through instant payment links or direct website integration.

Note that, in India, Stripe functions on an<a href="https://support.stripe.com/questions/stripe-accounts-are-invite-only-in-india"> invite-only basis</a>. Meaning you cannot sign up from the Stripe website directly, you must request an invite to create a Stripe account. You get access only when Stripe approves this invite but there is no clear timeline on how long it will take to approve an invitation. The Stripe support page also mentions that they can only assist a limited number of companies focused on international expansion.

Besides the invite-only model, Stripe users in India can only use a credit or a debit card to accept international payments. This might be a drawback for your business if your client prefers a different payment method.

If the invite-only model and a single payment option work for you, we suggest exploring the next section closely as we analyze the different Stripe fee categories.

With Stripe you can accept payments in 135+ currencies through Visa and Master Card; American Express only supports USD. While you have more flexibility to accept payments through international cards, the overall fee structure is on the steeper side.

Processing Fees: Stripe charges<a href="https://support.stripe.com/questions/additional-pricing-information-for-indian-cross-border-sellers"> 4.3% as processing fees</a> on every successful transaction.

Currency Conversion Fee: An additional<a href="https://support.stripe.com/questions/additional-pricing-information-for-indian-cross-border-sellers"> 2% fee</a> is charged for currency conversion.

Additional fees: Stripe may also charge an additional chargeback fee of <a href="https://stripe.com/in/pricing">Rs. 1000 in the event of a lost dispute</a>. A dispute occurs when your client challenges a charge with their bank or credit card provider. The payment is immediately reversed and Stripe debits the amount from your account and the dispute fee.&nbsp;

No FIRA: Stripe does not offer a<a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide"> FIRA</a> after you receive an international payment. A<a href="https://support.stripe.com/questions/firc-payment-advice-for-international-transactions-in-india"> payment advice</a> is emailed to your account so that you can present it to your bank and get the FIRA after paying a fee.

Stripe Fees For Receiving International Payments In India

In this section, we will use an example to understand how much you can expect to lose to fees if you were to get a payment via Stripe.&nbsp;

Imagine you received a payment of USD 10,000 from a client in the United States. Here’s the calculation for the amount you will receive in your account:

At first, a Stripe processing fee of 4.3% will be deducted from this amount, which is USD 430. The balance amount now is USD 9,570.

An additional 2% will be charged on the USD to INR exchange rate. Assuming the exchange rate is Rs. 85 for 1 USD, the effective exchange rate will become Rs. 83.3 , post the 2% currency conversion fee

We will multiply the balance amount by the reduced exchange rate to calculate the final amount. Final amount = 9570 X 83.3 =&nbsp; Rs. 797,181

So how much money did you lose as fees? To know that we will compare the full value $10,000 with the final amount we calculated in the last step. Full value = 10000 X 85 = 850,000

Final amount = Rs. 797,181. Amount lost as Stripe’s fees = Rs. 52,819 ($621)

In addition to Stripe’s fees, you must spend a bit extra to obtain the FIRA from the bank. Every bank has a different fee structure, usually starting at Rs. 200 for each FIRA. For example,<a href="https://www.hdfcbank.com/personal/pay/money-transfer/remittance/fees-and-charges"> HDFC Bank charges Rs. 200</a> for issuing an FIRA.&nbsp;

If we add the FIRA fees, the total is Rs. 53,019

To summarize, to receive a payment of $10,000, you will lose Rs. 53,000 as Stripe + FIRA fees.

Skydo: An Affordable And Seamless Stripe Alternative To Receive International Payments

Despite its popularity and global trust, Stripe’s invite-only model and high fee structure might not be the best option for most Indian businesses. Skydo is a practical alternative to Stripe and offers a quick, secure, and cost-effective solution to all Indian businesses.

Skydo offers international virtual accounts linked to your bank account. These virtual accounts act as digital delivery agents — accepting payments from international clients and delivering them to your bank account. Virtual accounts provide immense flexibility to manage your international payments in different currencies. You can create separate virtual accounts for customers in key regions like the US, the UK, Australia, and Singapore to keep track of payments efficiently.&nbsp;

Skydo has a simple fee structure with no hidden charges. For accepting payments under $2000, the charges are $19, for payments between $2001-$10,000 the charges are $29, and for payments more than $10,000 it’s 0.3% of the amount. There are no additional currency conversion fees and currency is converted at the live exchange rate.&nbsp;

This makes Skydo a more affordable alternative to Stripe. How? Let’s go back to our previous example.

For receiving a payment of $10,000, Stripe fees cost you Rs. 53,019 ($624)

For receiving the same amount through Skydo it will cost you $29 which is Rs. 2465 — assuming an exchange rate of 1 USD = INR 85.&nbsp;

The difference is: INR 53,019 - INR 2465 = INR 50,554. This amount is your saving from using Skydo.

Beyond affordable fees, here's why you should choose Skydo your trusted international payments platform:

Free and Instant FIRA: Skydo offers free and instant FIRA for every transaction

Local Customer Support: Our India-based customer team is always ready to help businesses navigate through any onboarding or payment-related query.

User-friendly Interface: Skydo's UI is designed for easy usability and navigation

Fully Compliant: Skydo is one of India's first homegrown platforms to receive&nbsp; In-Principle Authorization (IPA)&nbsp;from the Reserve Bank of India (RBI) to operate as a&nbsp;Payment Aggregator - Cross-Border Exports (PA-CB-E), ensure that all your payments are 100% secure and compliant.&nbsp;

Switch to Skydo today to experience the difference. 

Want to explore more Stripe alternatives? Check out our <a href="https://www.skydo.com/blog/stripe-alternatives-for-international-payments-in-india">Top 5 Stripe alternatives blog</a>. If you’re curious how Stripe fares against PayPal only, then head over to our <a href="https://www.skydo.com/blog/stripe-vs-paypal-international-payments-2025">Stripe vs PayPal</a> deep-dive analysis.

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You finally landed that international client, but now comes the payment headache. A client paying you $5,000 from abroad means wrestling with high fees, poor exchange rates, and paperwork, turning your well-earned payment into a frustrating experience.

EximPe offers payment solutions for international transactions. Their service aims to simplify cross-border payments for freelancers and small businesses who regularly work with overseas clients.

Let's explore what EximPe offers, how it works, and whether it might be the payment solution you've been looking for.

Having the proper payment setup makes all the difference when dealing with international clients in different time zones.&nbsp;

EximPe FX platform offers several key features that might solve your cross-border payment headaches:

Global collection accounts to receive local payments in 30+ currencies

Virtual international accounts let clients pay using local methods like ACH (USA), SEPA (Europe), or Faster Payments (UK). These payments are then collected, converted, and deposited directly into the user’s Indian bank account.&nbsp;

Global trading accounts and financing options for businesses&nbsp;

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