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Faster for You, Simpler for Them –Credit Card Payments with Skydo InstaLinks

anoosh-kotak
Anoosh Kotak28 August 2025

It started as a tiny friction in countless WhatsApp chats:

Can I just pay you by card?

If you sell to the US, you’ve heard this. For many US businesses, a credit card payment isn’t a special request—it’s muscle memory. Cards help them track expenses, earn rewards, and get instant confirmations. But for Indian freelancers, agencies, and exporters, that simple ask often turned into a week of nudges, bank details, and awkward delays.

We built InstaLinks to remove that friction—for good.

With one secure link, your client pays the way they prefer: credit/debit card (Visa/Mastercard) or ACH bank debit. You get funds at the live forex rate (no markup), a flat transparent fee, and instant FIRA—without sharing bank details or creating another login.

And just like that, “Can I pay by card?” becomes, “Paid.”

InstaLinks are shareable, secure payment links. You create one in your Skydo dashboard, send it to your US client, and they pay in seconds. Either by card or ACH. No bank details. No portals. No “Did you get my wire?” messages.

  • Cards: US-issued Visa/Mastercard
  • Bank debit: ACH
  • FX: Live rate, zero markup
  • Compliance: Instant FIRA for every payment
  • Fees: 5% on card, 2% on ACH (you can absorb or pass on)

How It Feels in Real Life (Step-By-Step)

  1. Create – Add amount and client details in Skydo, choose Card, ACH, or both.
  2. Share – Paste the link in an email or WhatsApp. That’s it.
  3. They Pay – The US client completes a credit card payment (Visa/Mastercard) or ACH.
  4. You Get Paid – Funds land at the live forex rate (no markup) with instant FIRA—and you move on.

No back-and-forth. No “we don’t do wires.” No detours.

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Why This Matters (Beyond Convenience)

  • Faster closures – When the preferred option is credit card payment, giving it up front shortens the sales cycle.
  • Cleaner ops – No bank details to share, fewer follow-ups, fewer “what’s the SWIFT?” threads.
  • Predictable costs – 5% on card, 2% on ACH; you choose to absorb or pass on.
  • No FX surprises – Live rate, zero markup.
  • Audit-ready – Instant FIRA for every payment.

One of our users, Supraket, summed it up:

“The only drawback was ACH payments for US clients, as the process wasn’t as smooth on their end compared to PayPal. With InstaLinks, that’s changed — I sent a link to a client who was fed up with ACH, and they paid instantly. They were so happy with the ease of the process.”

Another early user messaged us:

“InstaLink is really a game changer. The ease at which the client was able to pay directly (as opposed to the usual troublesome ACH method)… definitely looking forward to using it more often.”

Where It Works Today

Right now, InstaLinks support US-based clients—US-issued cards and US bank accounts (ACH). More countries and methods are on the way.

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Receive from 150+ countries
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Zero forex margin
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The Quiet Unlock

Skydo always made cross-border payments faster and clearer. InstaLinks add something softer but powerful: they meet your US client where they are. If “credit card payment” is their default, now it can be yours too—without losing time, margin, or compliance.

So the next time a client asks, “Can I just pay you by card?” You can say, “Sure. Here’s the link.”

Ready to try it? Log in to Skydo, create your first InstaLink, and let your US clients pay the way they want.

Save 50% on every international transfer
Receive from 150+ countries
Get global accounts
Zero forex margin
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About the author
anoosh-kotak
Anoosh, an IIT graduate with a background in engineering, now leads growth initiatives at Skydo. Sports, Travel & Binge-watching
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